Where Can FIDO Passwordless Authentication Be Applied?
Posted On 2026 年 1 月 19 日
Where Can FIDO Passwordless Authentication Be Applied?
Financial Services & Banking Industry
The financial industry is subject to strict regulatory requirements. As technology continues to evolve and online banking and mobile digital services become increasingly widespread, banks and financial institutions are placing greater emphasis not only on innovation but also on cybersecurity.
FIDO authentication provides international-grade security assurance, enabling fast and convenient account login while ensuring that users’ personal privacy is never exposed to third parties.
In Taiwan, CTBC Bank began adopting FIDO-based solutions as early as 2017. More recently, banks such as Taishin Bank and Bank SinoPac have gradually introduced FIDO authentication into their mobile banking services, significantly strengthening user identity verification and security. Other financial service providers are also actively following this trend.
General Industries
Beyond customized enterprise solutions, FIDO passwordless authentication is widely applicable to remote working environments, including VPN and VDI access.
FIDO verifies user identity during remote login and ensures that employees access corporate systems only from authorized devices, effectively eliminating risks caused by password leakage. By using biometric-based, passwordless authentication between devices and servers, enterprises can achieve the highest level of data protection.
In addition, administrators can centrally manage and adjust user access privileges through a backend management console, further enhancing identity governance and security oversight.
IoT Devices & the Internet of Things Industry
The rapid growth of the Internet of Things (IoT) is reshaping the ecosystems of various industries, including manufacturing, retail, and healthcare. In response to these changes, FIDO has developed FDO (FIDO Device Onboard), a dedicated authentication and onboarding protocol designed specifically for IoT devices.
The FDO-based onboarding process works as follows:
IoT device manufacturers install the FDO client software on the device, along with cryptographic keys, ownership vouchers, and other required FDO credentials.
Device purchasers send the ownership vouchers to a designated cloud platform. The rendezvous server then receives and stores the ownership credentials.
When the device is powered on and connected to the network, it automatically identifies itself to the rendezvous server that is paired with the selected cloud platform.
The device establishes a connection with the cloud platform and presents its cryptographic keys. The cloud platform then provides the ownership credentials, creating a secure encrypted communication channel between the two parties. Through this channel, the device can securely download the necessary credentials or agent software.
Applications in the 5G Era
The 5G era emphasizes enhanced Mobile Broadband (eMBB), massive Machine-Type Communications (mMTC), and Ultra-Reliable Low-Latency Communications (URLLC). However, ultra-low latency also introduces significant security challenges—once a cyberattack occurs, response and remediation time becomes extremely limited.
Therefore, establishing a robust and comprehensive cybersecurity framework in advance is one of the most critical technological priorities in the 5G era.
FIDO solutions provide strong protection through physical device-based authentication, preventing sensitive data from being compromised and delivering optimal information security for 5G environments.
Advantages of FIDO Passwordless Authentication
Privacy & Security
Privacy Protection: Biometric identity verification and cryptographic keys are stored locally on the user’s device and are never transmitted to external servers.
Hardware-Based Security: Critical operations and key storage are protected using a Trusted Execution Environment (TEE) or secure hardware elements, ensuring strong isolation and protection.
Secure Network Communication: All communication sessions are encrypted using SSL/TLS, effectively preventing network eavesdropping.
User Device Authentication: Authenticators are pre-provisioned with verification keys that can be validated by the service provider, ensuring that only trusted devices are allowed access.
Standardization
FIDO is an international industry standard, providing a unified framework for passwordless authentication.
Compatible with all FIDO-certified devices, ensuring broad interoperability and long-term sustainability.
Ease of Use
Simple user experience, authentication requires only biometric verification such as fingerprint, voice, or facial recognition.
No need to remember complex passwords or carry additional authentication tools, delivering a fast, convenient, and secure user experience.
Scalability
Two-Step Authentication Architecture: User authentication is first verified by the user’s device, followed by device authentication at the enterprise level. This separation of identity and device verification enhances scalability and compatibility.
Multiple Biometric Options: Multiple biometric factors, such as fingerprints, facial recognition, iris scans, and voice, can share the same backend authentication infrastructure, reducing system deployment and operational costs.
訂閱偉康科技洞察室部落格，掌握最新科技趨勢！
專人協助
由偉康業務人員為您詳細說明偉康的解決方案，以及相關產業經驗。
About The Author
